Additional Coverage

Under additional coverage, the coverage is specified by the local car rental company and can be booked in addition. The three most important additional coverages are:

This coverage can be taken out directly, with an excess, from the local rental company. Prices can be obtained from the local rental company.

• PAI (Personal Accident Insurance) this additional coverage can be bought at most rental agencies throughout our network. This coverage increases the liability limit in the case of disability or death where the covered party is at fault.
• SUPER PAI: Extended personal accident insurance. 

In certain countries the coverage can be extended by means of an additional policy. This policy covers you for loss of or damage to your luggage and/or personal property. (PEC = Personal Effects Coverage) Please note the terms and conditions offered by the local rental company, e.g. costs of and cover provided under the coverage package.

This additional coverage, which can be taken out with the local rental company, has 2 main functions:

a) Generally it covers the damage that would not otherwise be covered by fully comprehensive coverage e.g.

• Damage due to failure to observe the general terms and conditions of rental, especially damage caused by driving on unmade roads.
• Breach of the provisions of clause 20 of the general terms and conditions.
• In cases of wilful misconduct or gross negligence, particularly where capability is impaired due to DUI.
• Loss of or damage to the car keys.
• Damage to the tires, glass, roof, chassis or oil sump.
• In all cases where the local coverage company refuses to meet the claim
• Loss resulting from the theft of personal belongings left in the rental car and consequential loss, e.g. vehicle recovery costs, hotel costs etc. and the loss of personal belongings.

b) Excess waiver

Please note that the Super LDW's stipulations depend on the terms and conditions of the local car rental company.

Back to Coverage Packages